Insurance & Health in Cambodia
Medical facilities and services in Cambodia do not meet international standards so pre-planning for health issues is important. Both Phnom Penh and Siem Reap have a limited number of internationally-run clinics and hospitals that can provide basic medical care and stabilization. It is highly recommended to travel with medical insurance as emergency evacuation to Bangkok or Singapore is crucial in the event of a serious illness or accident. Without an insurance policy, a medevac bill can run between US$10,000-US$20,000; check that your medical coverage will foot the cost of a medevac.
Cash Payments For Medical Treatments
The practice of clinics and hospitals in Cambodia is to require payment in cash so you will have to claim your expenses from your insurance company back home. If so, you will have to keep all documents relating to medical treatments. Hospitals in the provinces are very basic and it is probably better to go to a private clinic.
Local pharmacies provide a limited supply of prescription and over-the-counter medications. It is more sensible to bring enough supplies of medication for the duration of your stay because locally obtained medication can vary in quality.
Cambodia does not require vaccinations unless you are flying in directly from an area where yellow fever is prevalent. However, for those travelling off the beaten track and into the jungles, or planning to swim in fresh water, then consider vaccinations against rabies, Japanese encephalitis and carry a treatment dose of malaria for use. Use an insect repellent against mosquito bites. Immunization against cholera, typhoid and hepatitis A & B are recommended.
It is equally sensible to have travel insurance to cover theft or loss of property. Purse snatching is not uncommon in Phnom Penh and pickpocketing happens. If your plans include any risk of missing your outbound flight, travel insurance can take care of that problem.